Voluntary Benefits

Accident Insurance

Accident Insurance: Help be better prepared when the unexpected happens. Accidents can happen at any time, and treatment can knock a household budget off course. MetLife makes accident insurance payments directly to you, not to your healthcare provider, so you can use the money however you want. There are more than 150 covered injuries including fractures, eye injuries, or broken teeth  that pay benefits regardless of any benefits that your healthcare plan may pay. 

• Accident Overview

• Accident Plan Summary

• Accident Benefit Flyer

• Accident FAQ Flyer

• Accident Claims Flyer

• Accident Video

2025 Accident Insurance

• Rate Sheet

• Outline of Coverage

Critical Illness Insurance

Critical Illness Insurance: Help protect your family’s finances. A critical illness in the family can happen when you least expect them and can result in a scary and uncertain time. MetLife makes a lump sum payment—one payment all at once—paid directly to you when it matters, can mean one less worry. Because MetLife makes the payment to you, not to your healthcare provider, you can use it any way you see fit. There are more than 30 critical conditions covered, including cancer, stroke, heart attack, among others

• Critical Illness Overview

• Critical Illness Plan Summary

• Critical Illness Benefit Flyer

• Critical Illness FAQ

• Critical Illness Claims Flyer

• Critical Illness Video

2025 Critical Illness

• Rate Sheet

• Outline of Coverage

Hospital Indemnity Insurance

Hospital Indemnity Insurance: Help protect yourself from extensive hospital stays. Hospitalization can be expensive and can have a big impact on your life. Hospital Indemnity Insurance provides a direct lumpsum payment to you—one payment all at once—if you or a family member become hospitalized. You have a choice of two comprehensive plans called the “Low Plan” and the “High Plan” which provide lump sum cash payments for covered events regardless of any other payments you may receive from your medical plan. Some of the covered services include admissions for hospital stays and inpatient rehabilitation benefits.

• Hospital Indemnity Overview

• Hospital Indemnity Plan Summary

• Hospital Indemnity Benefit Flyer

• Hospital Indemnity FAQ

• Hospital Indemnity Claims

• Hospital Indemnity Video

2025 Hospital Indemnity

• Rate Sheet

• Outline of Coverage

NOTE: Exclusions and limitations in any policy and certificate issued will be based on the policyholder’s situs state, plan design and states where employees reside.

Claim or Current Policy Questions

Questions about your claim or current coverage? Visit the MetLife Member Portal for access to your Critical Illness, Accident & Hospital Indemnity Benefits.

• Submit a claim online

• Access claim and administrative forms

• View explanation of benefits (EOBs) for processed claims

• Review claim history

• View policy documentation

Members will need to create an account when visiting the site for the first time. Call 1-800-GET-MET8 (1-800-438-6388) for assistance.